How Does a Contractor Help Me with My Insurance Company?
You might think a contractor is just the guy who oversees the repair of your home and makes sure the construction crews are doing what they are supposed to be doing. A contractor does do these things, but when it comes to restoring your fire damaged house, the best contractor will do much more.
It could be said that the most important task of the fire contractor is negotiating with the insurance company to maximize your settlement. The best fire damage restoration contractor will make a point of documenting everything that has been damaged, from the major things like walls and doors, to the little things that are often overlooked like doorknobs and sink faucets. The contractor is essentially building a pile of evidence to present to the insurance company as proof of what they owe.
How is this Proof Compiled?
The main source of this documentation is in the estimate. Once you decide to hire a fire contractor, the first thing he will do is come to your property and begin the process of a detailed estimate of the damage. As mentioned above, this is damage from ceiling to floor, and even beyond the immediately visible damage. When damage is suspected in areas that are not easily accessed, an expert in that particular field is called in to give his or her assessment. Maybe fire spread across the floor, and the contractor suspects damage to the structural components supporting the floor. Or perhaps it appears the plumbing might be affected. These are the types of scenarios when expert opinions would be relied upon and documented as evidence for the insurance company.
Then a specialized computer program is used to calculate the total cost of everything that was deemed damaged. This is how your fire damage contractor is able to provide the essential documentation to the insurance adjuster who will determine how much money you will have to put back into restoring your house.
We Speak Insurance
Here at Paradise Construction, Inc., we believe that you deserve the best. That’s why we take all the weight off of your shoulders and handle your claim with the insurance company personally. You don’t have to worry about understanding all the fancy insurance jargon because we speak insurance. From start to finish, we are right there by your side as your “insurance language interpreter”, ensuring that you get exactly what you want out of your restoration process.